PAYMENT POLICY

Although we are contracted with most insurance carriers, our services may not be fully covered by your particular insurance plan. Being referred to our practice by another physician does not necessarily guarantee that your insurance will cover our services. Please remember that you are 100% responsible for all charges incurred: your physician's referral and our verification of your insurance benefits are not a guarantee of payment.

PAYMENTS: As a manner of payment, we accept cash, credit cards (Visa, Mastercard, and AMEX), and personal checks. There is a $35 charge added for checks returned due to insufficient funds or checks that are canceled prior to deposit.

GLOBAL BILLING: All routine prenatal office visits are bundled with the delivery and billed after the baby is born. This is called Global Billing*. Should you change insurance carriers in the middle of your pregnancy, we will bill your insurance for the visits you had and then bill your new insurance for your remaining prenatal visits with delivery. Any additional services outside of routine prenatal visits are billed separately and may incur extra charges (e.g. ultrasounds, injections, blood tests).

MEDICARE: While we are participating providers of the Medicare plan, please note that Medicare does not pay for all your healthcare costs. You should be aware Medicare may not cover Preventative Well-Woman visits. Medicare does typically cover the cost of your Pap smear once every 24 months.

COPAYS are due and collected at the time of your visit. Please be prepared to pay your copay, as directed by your insurance company, when you arrive. After your insurance claim is processed, you will be billed for any remaining deductible or out-of-pocket portions. Payment for these charges is due upon receipt of your first statement.

PAYMENTS: In these days of high copays and deductibles, we offer an interest-free program for the out-of-pocket portion of your insurance plan. Please don’t hesitate to ask us about a payment plan if you are not able to pay your balance in full. Please call our business office at 718.273.5500 to make payment arrangements.

COLLECTION: Failure to pay charges in a timely manner may result in your account being turned over to a collection agency. If this occurs, interest and fees will also be added to the balance as required.

*Global billing refers to the physician fees only and does not include the hospital’s fees for admission or delivery.